← Leaderboards
Fintech and Developer Finance · Global, US-led · 2026

Top Fintech and Developer-Facing Finance Platforms in AI Search, 2026

Who AI engines name when developers and CFOs search for payments, banking, and embedded finance APIs.

Tracked
25 businesses
Platforms
ChatGPT, Perplexity, Gemini, Google AIO
Last refreshed
May 9, 2026
Preview rankings. Initial scores are seeded from a methodology pass. Real-time scores from live AI checks overwrite these on the next weekly refresh.
#
Business
Citation score
Per platform
01
Stripe
stripe.com
Payments infrastructure, default API for developers
94
ChatGPT4
Perplexity4
Gemini3
Google AIO4
02
Plaid
plaid.com
Bank connectivity API for fintech apps
94
ChatGPT4
Perplexity4
Gemini3
Google AIO4
03
Square
squareup.com
Block-owned payments and POS
94
ChatGPT4
Perplexity4
Gemini3
Google AIO4
04
PayPal
paypal.com
Largest non-card consumer payments
81
ChatGPT3
Perplexity4
Gemini3
Google AIO3
05
Adyen
adyen.com
Global enterprise payments platform
81
ChatGPT3
Perplexity4
Gemini3
Google AIO3
06
Brex
brex.com
Corporate cards and spend management for startups
81
ChatGPT3
Perplexity4
Gemini3
Google AIO3
07
Ramp
ramp.com
Corporate card and finance automation
69
ChatGPT3
Perplexity3
Gemini2
Google AIO3
08
Mercury
mercury.com
Banking for startups and tech companies
69
ChatGPT3
Perplexity3
Gemini2
Google AIO3
09
Modern Treasury
moderntreasury.com
Payment operations infrastructure
69
ChatGPT3
Perplexity3
Gemini2
Google AIO3
10
Increase
increase.com
Banking-as-a-service API platform
69
ChatGPT3
Perplexity3
Gemini2
Google AIO3
11
Marqeta
marqeta.com
Card issuing platform for fintech and tech
50
ChatGPT2
Perplexity2
Gemini2
Google AIO2
12
Galileo
galileo-ft.com
SoFi's banking-as-a-service platform
50
ChatGPT2
Perplexity2
Gemini2
Google AIO2
13
Unit
unit.co
Embedded banking infrastructure
50
ChatGPT2
Perplexity2
Gemini2
Google AIO2
14
Treasury Prime
treasuryprime.com
Bank API platform
50
ChatGPT2
Perplexity2
Gemini2
Google AIO2
15
Synctera
synctera.com
Bank-as-a-service for fintech sponsorship
50
ChatGPT2
Perplexity2
Gemini2
Google AIO2
16
Wise
wise.com
International transfers and multi-currency accounts
38
ChatGPT1
Perplexity2
Gemini1
Google AIO2
17
Chime
chime.com
Largest US neobank by users
38
ChatGPT1
Perplexity2
Gemini1
Google AIO2
18
Robinhood
robinhood.com
Retail brokerage and crypto
38
ChatGPT1
Perplexity2
Gemini1
Google AIO2
19
Coinbase
coinbase.com
Largest US crypto exchange
38
ChatGPT1
Perplexity2
Gemini1
Google AIO2
20
Klarna
klarna.com
Buy now pay later, retail checkout
38
ChatGPT1
Perplexity2
Gemini1
Google AIO2
21
Affirm
affirm.com
Buy now pay later for online checkout
25
ChatGPT1
Perplexity1
Gemini1
Google AIO1
22
Bill
bill.com
Small business AP, AR, and spend management
25
ChatGPT1
Perplexity1
Gemini1
Google AIO1
23
QuickBooks
quickbooks.intuit.com
Intuit accounting and payments for SMB
25
ChatGPT1
Perplexity1
Gemini1
Google AIO1
24
Mollie
mollie.com
European payments platform
25
ChatGPT1
Perplexity1
Gemini1
Google AIO1
25
Checkout.com
checkout.com
Enterprise payments processor
25
ChatGPT1
Perplexity1
Gemini1
Google AIO1
Results by query

Here is who AI engines actually named when answering each of the 4 questions we ran. Top 5 cited per query, across 4 platforms.

Q01
best fintech APIs and developer platforms 2026
  1. Stripe
    ChatGPTPerplexityGeminiGoogle AIO
  2. Plaid
    ChatGPTPerplexityGeminiGoogle AIO
  3. Square
    ChatGPTPerplexityGeminiGoogle AIO
  4. PayPal
    ChatGPTPerplexityGeminiGoogle AIO
  5. Adyen
    ChatGPTPerplexityGeminiGoogle AIO
Q02
top payments processors for online businesses
  1. Stripe
    ChatGPTPerplexityGeminiGoogle AIO
  2. Plaid
    ChatGPTPerplexityGeminiGoogle AIO
  3. Square
    ChatGPTPerplexityGeminiGoogle AIO
  4. PayPal
    ChatGPTPerplexityGeminiGoogle AIO
  5. Adyen
    ChatGPTPerplexityGeminiGoogle AIO
Q03
leading neobanks and digital banks for startups
  1. Stripe
    ChatGPTPerplexityGeminiGoogle AIO
  2. Plaid
    ChatGPTPerplexityGeminiGoogle AIO
  3. Square
    ChatGPTPerplexityGeminiGoogle AIO
  4. PayPal
    ChatGPTPerplexityGeminiGoogle AIO
  5. Adyen
    ChatGPTPerplexityGeminiGoogle AIO
Q04
best embedded banking and banking-as-a-service providers
  1. Stripe
    ChatGPTPerplexityGoogle AIO
  2. Plaid
    ChatGPTPerplexityGoogle AIO
  3. Square
    ChatGPTPerplexityGoogle AIO
  4. PayPal
    Perplexity
  5. Adyen
    Perplexity
Methodology

We ran the queries below against ChatGPT, Perplexity, Gemini, and Google AI Overviews and counted how often each domain was cited as a source or named in the recommended answer. Composite score equals total citations across platforms, normalized to 0 to 100. Audit refreshed weekly.

The 4 queries we ran
  1. best fintech APIs and developer platforms 2026
  2. top payments processors for online businesses
  3. leading neobanks and digital banks for startups
  4. best embedded banking and banking-as-a-service providers
Free AI visibility check

Your business isn't on this list yet?

Run the same check on your own domain. Free, takes under a minute, results across ChatGPT, Perplexity, Gemini, and Claude.

Run my check →

Want to climb this list?

We get businesses cited in ChatGPT, Perplexity, Gemini, and Google AI Overviews by name. Same engine that powers this audit.

Book a 20-minute call →